Showing posts with label overspending. Show all posts
Showing posts with label overspending. Show all posts

Friday, September 18, 2015

How I stopped spending every penny I made and started saving like acrazy person! Part 2

So I was broke...living in a gross apartment...single...and Sooo freakin broke!

I was fed up!
I was at my wits end!

So what did I do...

I made a plan.

I needed a new job where I was in charge of making my own money...
I wanted a commission job. 
I wanted to be solely in charge of my earnings. 
But I also needed a bit of a cushion....until I built up a clientele like I did in Flroida. 

So I started working two jobs.

I worked a 9-5 at a Derm office making I believe $18 maybe $20 an hour.
And the other days I was working in a Salon setting ...where I was paid commision only plus tips. 
Both I was doing aesthetics...skin care..peels, waxing, extractions, lasers...facials...acne care...and I was learning different aspects of business.

At the Derm office, I learned even more about acne control, peels, products, proper extraction techniques..

The salon was a totally different vibe...I learned from the best aesthetician in town! She taught me how to talk to clients...client retention....how to build a business...her friendship and leadership was so incredible! Plus she was and is an amazing aesthetician and taught me a how to create the perfect brow...how to help clients with dry skin...I couldn't have done it without her! 

I was working 6 days a week. I took Sundays off only.
I worked very long hours. 
I worked hard...smart...
When I didn't have a client at the salon I would chat with hair clients...I would call old clients that I havepdnt seen in awhile...I worked my businesses. 
I stayed late. I came in early. 

I stayed at the Derm office for less than 6 months when the salon asked me to work full time. I was making more money there anyway....and I loved the salon environment. Fun, edgy, hip, loud...and I was making more money than I ever had! 

I saved as much money as I could. 

I saved every penny of my tips...kept them hidden and at the end of the week I would count them and deposit into my account. 
I was making more in tips in one week then I was at my teaching job and and my $15 an hour job.

I was so incredible happy! 

I spent nothing.

I didn't eat out for. 
I didn't buy myself anything. 
I brought my own food every single day for lunch to work.
I completely stopped shopping except for groceries...gas for my car...I didn't have cable...I had the cheapest cell phone possible...
And I sold everything I could think of...all of my purses...clothes....anything I didn't want...I sold it. 

I saved and saved and saved!! 
And worked and worked and worked. 

I lived this way for about 3 years.

I saved enough money that I got out of my crappy apartment and bought my first condo. 

Then 2 weeks later I met my husband. 


Wednesday, September 16, 2015

Bad Habits ... Round 2... Overspending

I spent a ton of money on clothing in my 20s until I turned 28.
And I was BROKE!

I was making $15 an hour at a desk job and every Friday when it was pay day I would spend more than half of my check on a new super uber hip outfit. Every. Single. Friday. For. Many. Many. Years.

I would bring home maybe $500 a week and I would spend half of it on one MAYBE two outfits....from very expensive hip clothing stores. 

I had zero money in savings. 
I had no retirement. 
I had a car that was paid for and I was living in a very gross apartment. 
I slept on a twin mattress on the floor with my cat.
Above me in the crawl space in my horrible apartment lived some type of critter that would scurry out every night and my cat Lucy and I would stare up just knowing that any moment it was going to fall thru the ceiling and land on us. 
I had a couch and a wicker table. 
And a tiny tv that sat on the floor.
And a closet full of high end clothing. 

I had been out of college and working for 8 years and I had nothing to show for it. 

Nothing! 

I needed to make more money.
I was sick of renting.
I was broke. 
And I was very tired of being broke! 

I needed to get my life together.
I needed a new job. 

I had been a teacher...but wasn't happy teaching. 
I had worked in a spa doing aesthetics but then I moved...(I was on commision there which I really enjoyed)
I had worked at hospital doing aesthetics but the pay wasn't great. 

It was time to make a change.
Time to make some money. 
Time to work hard.
Save even more. 
And time to stop over spending!